Frequently Asked Questions

What materials do I need to complete the application process?
After submitting an application, you will be notified of what information we will need to process your loan.
 
What types of loans do we offer?
We offer 2 different types of installment loans: paycheck deductions and bank deductions, please call for more information about our loans.
 
What are the requirements for getting a loan?
The requirements for getting a loan vary by state and product, please call for more information.
 
What are installment loans?
Installment loans allow you to make scheduled payments that will that stay at the same manageable amount over the life of the loan. Our installment loans pay down a portion of the principal balance with each payment. Our goal is to help you repay your loan and keep you out of the debt cycle that is so easy to get caught up in.
 
How can you get a loan without a bank account?
With our paycheck deduction loan a bank account in not required.  Please call for further information.
 
How long will the application process take?
We can usually reach a decision the same day or next day, depending on when we receive your documents.
 
How much are the payments?
The payments will depend on what loan you are approved for and how much you are approved for.
 
Can I pay my loan back early?
Yes you can! We do not have prepayment penalties on any of our loans!
 
What states do you lend in? 
We can fund or help source a loan for you in all 50 states!
 
Is usawebcash.com an offshore company?
Unlike many of our competitors usawebcash.com is 100% based in America, and fully licensed in all the states we fund loans!